

Home Page Meet the Team Directions Contact Us Locations Careers Site Map Benefits Health Benefits Dental Benefits Global Benefits Ancillary Plans FSA Services My Benemax Member Advocate HR Assist Second Opinion Salary Plus CDHC Wellness Happenings Case Studies In The News Press Room Events Testimonials Benemax Firsts Federal Health Care Reform Updates Legislative Updates Partners

Benemax Benefit Programs

Our benefit plans are engineered to deliver creative plan design, value-orented brokerage, an appropriate level of risk sharing and concierge customer service.

Our Health and Dental plans are Consumer Directed with Money Purchase designs and Defined Contribution funding. Get-A-Quote (design-on-line) or Add Value (eVALUate) to your current health benefits.

Our Flexible Spending Accounts FSAs supplement those health & dental benefits. They allow employees to pay claims costs with pre-tax dollars, reducing net out-of-pocket cost by an average of 30%.

Our Global Benefits

	Maintain US style benefits for US employees in foreign countries
	Link members to health care and legal services abroad
	Evacuate to the US when medically necessary
	Pool benefits in two or more countries to generate potential dividends
	Create a global corporate benefits culture that respects local markets

Our Group Life plans maximize tax advantage while providing optional additional coverage to meet an employee’s overall life insurance needs.

Our Disability Income plans:

	Replace up to 100% of an employee’s take home pay
	Provide an Employee Assistance Plan (EAP) to help employees balance work/life responsibilities and manage stress before it leads to illness or disability.
	Manage major claims to help employees return to productive work as quickly as possible and to minimize their healthcare claims cost
	Include a small employer funded Long Term Care benefit that permits the employee to buy up to 10x the benefit at group rates

Our 529 and 401k Plans assist employees in meeting their education (college) and retirement responsibilities.

Our integrated benefit management strategy maximizes tax advantage, leverages employee contributions and aggressively manages cost, all in order to deliver an outstanding overall package within the limits of the employer’s target budget.

Benemax' comprehensive Benefit Management strategy combines:

"Last year, my Ford dealership was facing a 42% rate increase from our health insurance carrier ... Benemax showed us how to eliminate that increase and actually save money compared with our prior year ... and they did it without gutting our benefits and without changing carrier."

Michael Mullane, President

Mullane Ford

Bergenfield, NJ